New Zealand Business, Personal, Mortgage & Insurance Brokers



Don’t give up, we understand, we will absolutely try and find the best solution.

Sickness, job loss, large unexpected bills or just life’s unexpected events– managing your mortgage is an important part of home ownership. Being behind on your mortgage payments & land rates may force a lender to sell your home at mortgagee sale – if you don’t take immediate action.

At APM Finance, we can help at each stage of your mortgage arrears process even if the PLA has expired. We will need access to your financial positions and will advise you on all the best options to sort the mortgage out. Whether the plan is a second mortgage or a complete refinance to a second-tier lender as a temporary lender while you get back on your feet, then refinance back to ‘bank rates’ at a later date, or you can sell the property without having the stigma of a mortgagee sale, APM Finance will work with you to figure out the best path to financial freedom.

To find out more about securing your home and mortgage payments give the team at APM Finance a call today.


We work with a range of financial institutions to create unique packages to meet the various needs of people all around New Zealand. We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.

If you have any questions on our personal loan products or services, contact one of our friendly personal consultants now.

APM Finance can handle your financial needs as long as you can provide the necessary documentation, we can sort the rest.

We always treat our clients as people and not just a number, we look to really understand your situation and frustrations to ensure we can come up with the perfect solution for you.

Give us a call to get your loan started or apply online now by filling out the form below.

NZ Registered Financial Service Provider







For an obligation FREE Quote, Fill in the email form below or Call: 0800 001 685

  • This field is for validation purposes and should be left unchanged.

For an obligation FREE Quote, Fill in the email form below or Call: 0800 001 685

  • This field is for validation purposes and should be left unchanged.

New Zealand Business, Personal, Mortgage & Insurance Brokers



Applying for personal finance or loan online is one of the quickest ways to get money faster.

Non Bank Lending Tikipunga Whangarei – The Mortgage Broking Specialists

Are you in the search for the leading Non Bank Lending in Tikipunga? E-mail us as soon as possible and we will aid you with among the optimum mortgage broking accessibleWe like to thank you for researching APM Finance to be your next non bank lending in Tikipunga. It really is a privilege just to have you here viewing our web-site. We completely grasp that there are various other professional Mortgage Brokers which you are able to possibly choose. It really is our motive to help you out in locating the specific mortgage broker provider you are searching for. Gladly helping our clients is our enjoyment, and we love the possible opportunity to grant you our Mortgage Broking services to you.

In deciding on APM Finance as your next non bank lending Tikipunga, you are benefiting from the most beneficial service for a price that’s very economical. Start off by reviewing at this website to know more remarkably extensive expertise on how to decide on the most effective non bank lending Tikipunga and know you’ve made the correct selection.
Our products and solutions will always be backed by our guarantee to please you each time. There won’t be any exceptions.
Making sure you peace of mind is what really matters to us.

Our ambition, as the dedicated non bank lending in Tikipunga, is simply not to gouge pocket book with mortgage broking solutions that you do not have the want, but rather, to produce a long lasting working relationship together. We take unparalleled care of our customers and clients, so you can pleasantly expect to have nothing less than the very best experience with us.

Any person desperate for the most recommendable non bank lending Tikipunga Northland Whangarei, call APM Finance as soon as possible!

How to Choose Mortgage Broking Services

Learn How to Find The Proper Non Bank Lending Tikipunga Northland Whangarei

Making a decision on the suitable non bank lending Tikipunga Whangarei Northland is definitely a rather trying challenge. Due to the numerous awful, “take your hard earned money” mortgage broking companies available in the market, finding the best, insightful Mortgage Brokers you can still trust can be very difficult. Here are several especially vital underlying factors to take into account before you make that concluding determination of exactly who your next mortgage broking supplier will be.

The most significant standard is that they are insured and licensed. When you decide to find a mortgage broker missing these simple qualifications, you may possibly be taking avoidable chances that might possibly end up costing you a considerable amount of money. Making sure your non bank lending Tikipunga Whangarei is correctly licensed and insured is absolutely primary, and must become your concern.

Yet another thing to search for is acceptable prices. Not too low, and not too overpriced. Scores of Mortgage Brokers available will throw you “a rock bottom price”, simply to get you convinced of them. While they have you inside their hold, they are likely to often typically slam you with outrageous pricing which you will now have no choice but to pay. This particular scheme is far more wide-spread in recent years, so you should be very careful to try to avoid these mortgage broking companies in Tikipunga.

The great difference between getting the most advantageous assistance with your mortgage broking need, and getting swindled, all ultimately boils right down to the choice that you choose to make when choosing your Mortgage Brokers. So do your research, and be certain that the non bank lending in Tikipunga that you use comply with these substantive elements.
Helping Tikipunga With Great Services from the Recommended Mortgage Brokers

Reviewing Your Local Mortgage Broker Services

Do A Comprehensive Investigation of Your Non Bank Lending Tikipunga

Should you be shopping around finding the excellent quality Mortgage Brokers in Tikipunga, suddenly selecting one out from the yellow pages listings isn’t usually the best path to go. With so many various options and providers to decide on, just how can you have the ability to know for certain which non bank lending could possibly be the finest fit for you personally and your one of a kind problem?

The likeliness of finding the stable mortgage broker by using strategy really isn’t very good in the least. The truth is, it isn’t only almost impossible, but additionally not worth the possible risks involved. Terribly correct your next non bank lending is more than likely to pull you through a number of dreadful incidents before you actually get anybody who is equally readily able and economical. “You’ll have to definitely make sure to always invest some time to get the ideal non bank lending, for a value that is appropriate.

Do Not Ever Overlook Customer Comments

Not necessarily a simplistic endeavour, but before you give some thought to the process of picking out your mortgage broker, you should definitely try to figure out if they have an excellent reputation. There isn’t anything more telling and informative than trustworthy testimonials. These reviews will offer outstanding insight on precisely how the non bank lending in Tikipunga really work for their clientele. “To look into these testimonies, you can check out multiple review internet sites like Yelp and Angie’s List. “You’ll be able to have a look at Google Plus Reviews too, to learn if the non bank lending in Tikipunga that you may be thinking about employing is really worth the total money you will be spending money on.
“It will be actually very necessary for you to have the right info in front of you, to help completely compare and contrast your possible future mortgage broking firms.

Decide to do well by picking the correct non bank lending, and don’t undervalue those noteworthy reviews!

The Relied On Non Bank Lending Tikipunga Northland Whangarei

Our many years of practical know-how within the mortgage broking business is what’s empowered us to grow into the relied on non bank lending in Tikipunga. Our good reputation of delighted patrons speaks for itself.

In terms of customer care, we are the finest. We won’t charge you a ridiculous sum of money for our services, and give professional counselling to each and every last person.
Over the years, more and more have contacted us, at all hours through the day, to aid with their mortgage broking difficulties.

Being the counted on non bank lending Tikipunga Northland is certainly not something we take lightly. With every and each individual client, no matter how large or small the matter may perhaps be, we are always all set to go that extra step further for you.

If we get started with working for you, you can be certain that APM Finance doesn’t only give you, but we will also teach you, to assist you to get out of upcoming challenges.

Our number one objective is to conserve you as much money as we can without compromising the level of service we offer. All of our services are priced as inexpensive flat-rates, so you do not have to fret over paying us by the hour. The mortgage broking proficiency we can provide to your circumstance will certainly put you at ease.

Leave the hard work to us, and let APM Finance be the Mortgage Brokers that purposefully satisfies you!

Highly Innovative Professionals
The Highly Innovative Mortgage Brokers

Double check the mortgage broking evaluation web pages for adequate consumer adviceThrough the years, the mortgage broking industry has evolved from an extremely primitive state, to an incredibly high quality industry of work. Mortgage Brokers have actually stepped up to the challenge and have really benefited civilisation with high end mortgage broking concepts and innovations. We can all breathe a lot easier understanding there are adequately qualified specialists readily available who have actually obtained the understanding to help in the forward development.

This expertise is shown masterfully by APM Finance, which testifies to our capability to adjust to the ever changing mortgage broking field. We aren’t stuck in past using outdated approaches and processes, but rather, we are committed to be completely well-informed in every facet of the mortgage broking industry in today’s innovative world.

Every last one of our Mortgage Brokers are accredited and proficiently trained to take on just about anything you might need. No matter if your need is small, large, or anything in between, you can certainly count upon us to be the properly educated and proficient non bank lending in Tikipunga.

Don’t risk time and money to a mortgage broking business who might be stuck in the old methods of accomplishing things.

The Mortgage Brokers Delivering Old Fashioned Customer Care

With lots of options, items, and new technologies now offered in the mortgage broking market, it is often challenging to understand which option will not just serve you best, but will likewise last the test of time. This is exactly why our Mortgage Brokers take our company concept of offering customers “brand-new technology and with the same exact traditional service” seriously, as we don’t just possess the knowledge required to protect your financial investment, but will additionally extensively explain why a certain solution would suit your requirements.

We fully understand that that the transparency in how we perform our business, and our high level of commitment to our consumer’s satisfaction will be really what sets us apart. We are not pleased till you are satisfied with the results. We are Mortgage Brokers who guarantee our work and will always put you main priority.

So What Do the Experts Really Do?

Signature Mortgage Broking Solutions – So What Do The Professionals Do?

To find very good, trustworthy mortgage broking services, there are a variety of things you can examine in advance in order to lower the chances of choosing someone that actually makes your complications even more difficult.

So what is it that the successful Mortgage Brokers do?

Mortgage Broking is a highly skilled profession absolutely always in high demand, because of the truth that every individual and company at some point or another will certainly be in need of mortgage broking services. The leading job of a mortgage broker is to offer you, with service that is of high professional quality, something that lacks in lots of other mortgage broking businesses. They also provide a variety of other help that are way too many to list here.

While your friend from work might know a person, that knows some other guy who has some level of knowledge, for any serious mortgage broking situation, this is a major NO-NO, and has to be totally avoided. Your non bank lending Tikipunga should really have a proven track record with glistening testimonials. utilising an unlicensed individual to assist you is a big risk that is simply not worth taking.

The second worst thing you can do is open the Telephone directory and select the very first listing offering the services you’re attempting to find. This also consists of picking the mortgage broking business that offers the lowest rates without doing any research beforehand.
Remember, going too low-cost in the beginning will inevitably cost you in the end.

Choosing a professional to be your mortgage broking service is vitally important.

Qualifying Credentials vs Practical Experience

Trying to get the mortgage broking experts that possess the required credentials is logical and does have some value, yet probably the most crucial quality that makes valuable Mortgage Brokers is an excellent amount of in-field experience. This is often generally gained through internships and apprenticeships and really ought to be something you carefully consider right before you start making your ultimate choice. You will discover that the premier Mortgage Brokers have qualifications in addition to many years of pertinent experiences.

Do not be scared to get a hold of us and inquire about the experience of the mortgage broker in question before you decide to call them out. The more years on the job is undoubtedly much better.

So selecting a qualified non bank lending Tikipunga with a good amount of experience will really mitigate the risk and put you in secure hands.
We'll be Mortgage Brokers who will go the extra mile for you

What Should You Expect From Your Chosen Service Provider?

What to Expect From Your Selected Non Bank Lending Tikipunga

Just as in any area of business, you seriously should expect your selected mortgage broker to be prompt, personable and well-mannered right from the start. Anything less than that, you really need to give some thought to turning them away and making a complaint or publishing an unsatisfactory testimonial online about them.

If their individual disposition is unprofessional, then it is most likely that their work will be lacking as well. The very first perception means everything and will tell you a great deal about the degree of work they’ll provide. It is necessary to expect the proper things from the Mortgage Brokers.

BEWARE: Exceptionally Lower Mortgage Broking Costs Can Well Equal to Low Quality Service

Commonly, but not always, (there are rare exceptions), the one estimating the lowest prices will most likely not be be the non bank lending Tikipunga who’ll be in a position to complete the work at a standard which can endure the critical test.

Most will make an attempt to get you to believe that you’ll be conserving a pile of cash simply by working with them, nevertheless the aggravating reality is that you will be needing to depend on assistance of some other non bank lending Tikipunga Northland just a while after.

Sometimes it might be resulting from the mortgage broker doing the bare minimum to give the overall appearance of a job well done, recognising full well that they didn’t do it right in the beginning. The most affordable companies may perhaps hurry to get the task done and have employed a substantially a lot less specialised staff. Scepticism really should be raised if ever that expense of the non bank lending is way too good to be real.

The Importance of Selecting Someone With References

The Significance of Choosing Mortgage Brokers with References

When you are seeking for your new non bank lending Tikipunga Northland, ask relatives for testimonials and referrals. They’ll have previously had someone in for very similar work, and they can tell you who to trust in, as well as who to stay away from using. But if your family and friends hadn’t used anyone, speak to co-workers and other folks you count on among your community for some referrals.

Anybody may seem as if they know what they are doing, but the simple truth is, can’t simply take their word for it. You should be able to get a hold of preceding clients to really get a legitimate idea what to be expecting using this service.

After a mortgage broking provider supplies a number of work references, be certain to make use of it. Get in touch with the individuals on the list, and find out about the grade of the work, how closely the mortgage broker came to their initial estimate, and whether or not the work was completed as per the promised schedule.

Before choosing a non bank lending in Tikipunga, you will have to have an idea of the things you need. It’ll be really tough for the mortgage broker to provide you with a price estimate on the telephone when they’ve not identified your mortgage broking need themselves. It will be even troublesome if you fail to detail what your specific needs are. Scheduling a visit or meeting to talk about the problems is definitely the better plan, and will verify the two of you have the same information.

For those on the search for the perfect non bank lending, it all starts off with proper communication between you and the service.

Conclusion – Do Your Research to Get The Right Non Bank Lending

  • Do not use a novice mortgage broker to take on the task.
  • Stay clear of unfriendly and uncooperative Mortgage Brokers.
  • If uncertain, have yourself second and even third opinion from other respected Mortgage Brokers.
  • Never have mortgage broking providers offering the cheapest prices.
  • Only utilise the non bank lending Tikipunga that’ll guarantee work.
Call APM Finance Today to be Your Non Bank Lending Tikipunga Whangarei Northland for Outstanding Mortgage Broking Solutions!


Conditions Apply | Disclosure Statement available on request